We place our clients at the heart of everything we do, ensuring tailored solutions that align with their unique needs and objectives.
About Us
Founded in 2004, Toria Finance is a proudly independent, family-owned business with over 20 years of expertise in property and corporate finance. We specialise in delivering tailored solutions for wholesale clients, supported by a secured investment fund that reflects our commitment to stability, transparency, and long-term partnerships.
Our Core Values
At Toria Finance, our approach and range of solutions deliver a distinctive and compelling value proposition, built on trust, expertise, independence, and tailored financial strategies.
Client-Centric
Independent
As a family-owned business, we maintain full independence, allowing us to offer unbiased advice and solutions without external influence.
Expertise
With over two decades of experience, we leverage deep industry knowledge to navigate complex financial landscapes and deliver exceptional outcomes.
Integrity
We uphold the highest standards of honesty and transparency, fostering trust and long-term relationships with our clients.
Innovation
We embrace innovation, continuously seeking new ways to enhance our services and provide forward-thinking solutions
Accountability
We take responsibility for our actions and decisions, ensuring consistent performance and reliability in all our endeavours.
Our Founders
Our founders, Domenic and Joe Morello, have been instrumental in shaping Australia’s non-bank lending landscape, drawing on their experience in structuring, funding, and managing complex transactions across diverse sectors. Today, their leadership continues to underpin Toria’s focus on providing stable, well-managed credit solutions for investors and borrowers alike.
Domenic is the co-founder and partner of Toria Finance, an invitation only debenture fund in Australia that he and his brother, Joe, have built since its inception in 2004. With over 30 years of experience in the finance industry, Domenic has played a key role in launching and growing several successful ventures, including Chifley Securities—a non-bank lender focused on property finance—and NWC Finance, another prominent non-bank lending institution.
A pioneer in the short-term lending sector, Domenic is widely respected for his strategic foresight and ability to craft innovative solutions to complex financial challenges. He draws on a deep network of high-net-worth individuals and business leaders to consistently drive strong outcomes for Toria Finance investors.
Joe is the co-founder and partner of Toria Finance, where he has helped drive the fund’s growth, strategy, and market positioning since 2004. With over 20+ years in the finance industry, he has led some of Toria’s most complex transactions across Australia and New Zealand, combining commercial insight with deep deal experience.
Joe has a multitude of notable achievements including a $21 million rectification finance deal for a mining business, a $54 million development site amalgamation, and a $90 million settlement completed in just seven days—one of the fastest on record. Joe’s focus on long-term client and partner relationships continues to underpin Toria’s strong performance, reliability, and reputation in the private credit market.
Our Team
Caterina holds a Bachelor of Business with a major in Human Resource Management and brings over 15 years of experience across diverse industries, including Legal, Risk Management, Finance, and Technology. She joined NWC in 2024 and, prior to that, held senior leadership roles at Amazon Web Services, Westpac, and SAI Global.
Caterina leverages her deep expertise in fostering transformational change to achieve revenue growth, drive operational excellence, and develop high-performing teams. Her strategic vision and leadership play a key role in contributing to NWC’s ongoing success and growth.
Originally from New Zealand, Thomas holds a Bachelor of Laws and a Bachelor of Commerce from the University of Canterbury and is an enrolled barrister and solicitor of the High Court of New Zealand.
He began his career in business development, rising to General Manager at Chanui, a New Zealand FMCG company. Thomas then transitioned to PwC’s Risk Assurance practice, specializing in internal audit, before moving into the banking sector. He held roles at Macquarie Group and Westpac as Assistant Relationship Manager in Commercial Banking.
Now a Senior Credit Analyst at Toria Finance, Thomas leverages his diverse expertise in law, business, and financial services to deliver a results-driven approach to helping clients achieve their lending needs.
Rosa holds an Associate Diploma in Marketing and Management and brings over 20 years of experience in the financial services sector. In 2005, she established her own brokerage firm, specializing in commercial and construction loans, before joining the Toria Finance team in 2011.
An integral part of the Toria team, Rosa plays a key role at both the executive and AML/CTF compliance level, while also supporting the sales and credit teams with client onboarding processes.
Known for her extensive industry knowledge, collaborative spirit, and approachable nature, Rosa is committed to helping Toria deliver exceptional outcomes for clients on both a corporate and customer level.
Felicity joined Toria in 2019, with over a decade of expertise in client relations and administrative management. She plays a pivotal role in supporting the Business Development and AML team, always prioritising client needs.
Emily joined Toria in 2025 with a background in finance and a Master’s in Digital Marketing. She brings a strategic, solutions-focused mindset to shaping our brand narrative, developing high-impact collateral to deliver measurable, client-driven results.
